loader image

Credit Risk


Commercial Credit Insurance can be a valuable tool for managing your trade receivables. With the Credit Risk Insurance policy offered by Jubilee you can:

  1. Protect your accounts receivable from loss due to insolvency or non-payment
  2. Reduce reserves by creating a safety net against bad debt write-offs that could impact bottom-line earnings and equity
  3. Enhance receivables to create lending-insured collateral-an important feature for banks
  4. Judicial Delay
  5. Supplement your credit management with third-party evaluations of your customers’ credit risk and market monitoring of the countries and industries where you trade

Domestic policies can cover your entire receivables portfolio or just your largest customers. Typical users insure against catastrophic loss due to the insolvencies or protracted default of covered buyers. Coverage for insolvencies usually includes:

  1. Bankruptcy
  2. Non-Payment
  3. Bulk Transfer of Assets
  4. Receivership
  5. Unsatisfied Judgments
  6. Bank Assignments
  7. Liquidation

Comprehensive credit insurance programs are available which enable you to cover your entire accounts receivable portfolio and you may be granted discretionary authority.

Export Programs

In global trade, you face even more threats to your accounts receivable. Export credit insurance programs are often offered with political risk cover in addition to insolvency and protracted default protection. Political risk events typically covered are:

  1. Contracted Frustration
  2. Embargo
  3. Currency Inconvertibility
  4. Acts of War
  5. Natural Disasters

An export insurance program can also help you and your clients save valuable time and money by eliminating the need for letters of credit.

Customized Credit Insurance Policies

To meet the needs of today’s business world, insurance companies have designed specialized credit insurance policies. These include:

Commercial – Designed for domestic only, export only or a combination of domestic and export, this policy covers loss associated with insolvency and protracted default