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Standard Fire & Special Perils Policy


This Policy is for you to have risk coverage for your Office Building, Electrification, Equipment’s, Furniture, Fittings and Fixtures and other contents can be covered under the said against the below risks:

  1. Fire
  2. Lightening
  3. Explosion
  4. Aircraft Damage
  5. Riot, Strike & Malicious Damage
  6. Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood & Inundation
  7. Impact Damage
  8. Subsidence & Landslide including rockslide
  9. Bursting and /or overflowing of water tank, apparatus & pipes
  10. Missile testing operations
  11. Leakage from automatic sprinkler installations
  12. Bush Fire

This Policy can be extended to cover Earthquake Risks and Terrorist Risks.

General Exclusions: The policy does not cover the loss/damage due to war, invasion, ionizing, radiations or Contamination and other exclusions as more fully described in the policy.